What standard CDD misses is where the value is.
Market dynamics, competitive positioning, revenue quality, commercial infrastructure, product differentiation, and management depth. We assess the full commercial architecture and deliver the post-close plan before you close. The pricing workstream, from the data room request to the first 90 days, is in the PE pricing diligence guide.
Six workstreams. Each produces a risk assessment and a modeled opportunity.
The aggregate becomes your post-close commercial agenda: a value creation plan ranked by EBITDA impact, not a summary of observations.
01
Market & Category Analysis
TAM/SAM sizing, category growth rate sustainability, regulatory environment, market maturity, and secular trends. We test whether the revenue trajectory is structural or cyclical before your thesis depends on it being structural.
02
Competitive Landscape
Competitive positioning, market share dynamics, switching cost architecture, moat durability, and pricing power. Where is the target positioned today and how defensible is that position against current and emerging competitors?
03
Customer & Revenue Quality
NRR disaggregated by cohort, acquisition year, segment, and product line. Customer concentration, expansion dynamics, churn drivers, and retention cohort health. Aggregate NRR can mask deterioration your expansion thesis depends on. We surface it.
04
Commercial Infrastructure & GTM
Sales process maturity, marketing effectiveness, channel strategy, pipeline quality, pricing governance, CRM data integrity, and the operating cadences that determine whether the commercial function sustains growth post-close without key-person dependency.
05
Product & Technology
Product-market fit validation, technology differentiation, roadmap quality, platform risk, and competitive feature positioning. Does the product architecture support the growth and monetization assumptions in your thesis?
06
Management & Organizational Assessment
Commercial capability depth across the leadership team, organizational readiness for post-close execution, key-person dependencies, and capacity to absorb operational change. We score the team against the plan your thesis requires them to execute.
Two to three weeks. AI-accelerated. 100% source-traceable.
Signal Seek powers our competitive and market intelligence layer. Continuous monitoring of competitor positioning, market signals, and commercial dynamics means we arrive with an informed view before we open the data room. Every finding is source-traceable from day one.
CDD that produces a commercial plan, not a risk narrative.
Calibrated view from day one
We build an informed commercial perspective from public data before the first management call. Pattern-grounded and tested quickly against your specific situation.
Operator backgrounds, not analyst modeling
MBB alumni who've built commercial systems inside PE-backed companies. We know what breaks post-close because we've fixed it.
Scored rubrics, not narrative summaries
Commercial maturity scored on consistent dimensions across 80+ portcos and growth companies: market position, revenue quality, GTM, product, and management. Benchmarked, comparable, actionable.
Post-close plan included, not billable separately
Every CDD engagement includes a 90-day commercial roadmap your operating team runs on day one without hiring us back.
About our CDD practice.
What does a full-scope FintastIQ commercial due diligence cover?
FintastIQ commercial due diligence covers six workstreams: market and category analysis, competitive landscape assessment, customer and revenue quality, commercial infrastructure and go-to-market evaluation, product and technology assessment, and management commercial capability scoring. Each workstream produces both a risk assessment and a modeled opportunity. The deliverable is a comprehensive analysis plus a prioritized 90-day value creation plan, not a summary deck.
How does FintastIQ CDD go beyond traditional financial due diligence?
Traditional CDD reviews aggregate financials: ARR, NRR, and growth rate. It misses the commercial architecture underneath. Cohort-level revenue deterioration hidden by aggregate NRR, competitive positioning gaps, GTM scalability constraints, product differentiation risk, and management commercial depth all affect your investment thesis but rarely appear in a standard diligence package. Our CDD surfaces the commercial gaps before close so your value creation plan starts from an accurate baseline.
How does FintastIQ deliver CDD findings by day 5 and a value creation plan by day 21?
Two to three weeks. Signal Seek powers our market intelligence layer, building an informed competitive and market view before the first management call so diagnostic work begins immediately. Initial findings by day 5, full analysis across all workstreams by day 14, and a complete source-traced value creation roadmap by day 21.
How does FintastIQ CDD differ from McKinsey, BCG, and Bain on a PE deal?
Three differences matter. First, we bring a calibrated view from the first conversation, built from portco patterns across 80+ engagements across market, competitive, revenue quality, and commercial infrastructure dimensions. Second, we score commercial maturity to a consistent rubric, producing benchmarked findings rather than a narrative summary. Third, we deliver a post-close value creation roadmap your operating team runs on day one: a commercial plan built to the operating level, not a strategic overview.
Are FintastIQ CDD engagements led by senior MBB-trained operators or analysts?
Senior operators from McKinsey, BCG, and Bain backgrounds who've run commercial transformations inside PE-backed companies. No analyst-led workstreams. No partners who pitch and disappear. The team that delivers your CDD is the same team that would build the post-close commercial system if you choose to engage us for value creation.
Deal timelines don't wait. Neither do we.
Book a call today. We mobilize within 24 hours and deliver initial findings within 5 days of data access.
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